Normally, I like to share notary tips and fun strategies for you to use in your business. But, on occasion, I feel obligated to share a warning, especially for those who are just getting started. If you are new and haven't taken a training course, please do that before you begin seeking work--especially before handling election forms. If you think that's unnecessary and old fashioned, please continue reading!
Notaries who have not been through the personal agony of applying for a mortgage loan have missed learning opportunities. Every mortgage loan has a story! Being that involved in the process personally helps notaries understand what their borrowers have recently endured. Without that experience, a new loan signing agent may not understand some of the impatience that borrowers have. Applying for a loan isn't for the faint at heart. It can be grueling and frustrating. With that in mind, I’d like to do an overview of how a mortgage loan begins and evolves into a neat stack of loan documents on a borrower's cluttered kitchen table. Definition of a mortgage A mortgage is a legal agreement by which a lender lends money...
Are you a new notary public? Do you feel as if you are -- Swimming around in murky notary laws that are too complicated? Trying to learn rules stuffed with terms that you do not understand? Attempting to make sense of confusing notary group discussions? Unable to get a straight answer on anything? Drowning from information overload? If so, take this to heart: You can't learn it all at once. You really can't! Don't make yourself feel bad because you don't know it all. Let's slow down and take your move into the notary world one small step at a time. Today, I want to go over the barest requirements and most basic skills you need to learn before you slap the Mobile Notary sign on your car and drive off...
The bag or briefcase carried to appointments by a brand new traveling notary is usually a lightweight and slim model. It contains very little--a few pens, a notarial stamp, notary journal, and a pocket for carrying documents. However, once notaries begin traveling and having experiences with signers, they learn to be ready to accommodate a multitude of situations. Soon, the traveling notary bag is bulging at the seems, a zipper breaks, or the thing won't shut at all! It must be upgraded to a larger size. As the miles click by and notary journals fill up with signatures from appointments, a notary's bag selection leans to something bigger and more capable of organizing gear. Some notaries eventually graduate to an elaborate...
On April 17, I found myself driving from home to a community hospital 150 miles away. I had to be there to help my 86-year-old mother stay near the bedside of the love of her life, a gentle and kind man named Warren who, at age 84, suffered a massive heart attack. For a couple of days, I fretted about Warren's health, the impact it was having on my mother, and about not being at home and able to work or write this article, and I had not decided on a topic before I left my house. However, on the third day, while prowling around the hospital campus, I could not stop thinking about ways to market notary services effectively...
Today's article should not be considered an endorsement of remote online notarization (RON) or an opposing viewpoint. It is a simple summary of what I have observed since gaining my “boots on the ground” perspective. I will describe how I got set up and some of the issues that must be overcome. Although, I am in Texas, other states’ notaries will undoubtedly have the same challenges that I had here. In fact, some states are using Texas online notary laws as a model and tweaking them to fit their needs. Others states have patterned theirs after the Revised Uniform Law on Notary Acts.
Greetings! There are only a few days left until April 15, 2019. Social media and forums are buzzing this week as frantic new notary business owners sort out their first tax seasons. Just like in previous years, legends and myths flourish about how to treat notary income on tax returns. The most dangerous statements go something like this: “Notary income isn’t taxable.” Hold on, friends! That’s not exactly true, and that's why we are talking about this today. The focus of today’s article is notary public income. This article is not meant to provide tax advice, but to help you identify resources to help move your tax return forward. If you have waited until the last minute to collect your tax information, you may have noticed that...
Today's newsletter is about how to master complicated notarial certificates. Why should you care about this? Most notaries want this knowledge because complicated notarial certificates are the types attached to commercial loan documents and commercial real estate transactional documents.
Did you become a notary so that you could use your notary commission to develop a business? Are you having trouble sorting out all that you need to learn? If you are feeling overwhelmed and need to know where to start, this article is definitely for you! I know this is much longer than our usual articles, but I want to reach out to new notaries who are looking for a pathway to starting a notary business. I read your comments in the virtual notary hangouts and realize that one problem you are having is that you heard about this great opportunity, but have no clue where to start. I have observed: New notaries are spending far more than I ever...
There's a notary myth that rolls around in forums and on social media from time to time about notary stamp ink color. It goes something like this: the majority of notaries believe that seal ink must be black. Many believe colors may be blue or black. The truth is that only one-fourth of the 50 states have laws that require notaries to select a certain color. All of the other states can choose from any color of ink that can be reproduced darkly on a copier or when scanned. Notaries who are not restricted to a certain color may select from blue, purple, red, blue, or green in addition to black or blue. If you are not sure what color you...
Many new notaries have contacted me over the years to ask how to produce correctly "notarized copies" of important identification documents such as driver licenses, government-issued identification cards, foreign or U.S. passports. Let's first discuss what the term "notarized copy” actually means. The citizen is referring to the act of certifying a copy of an original document as being an exact copy of the original. Suppose a fictional notary named Tom Teller has been approached by a citizen requesting a notarized copy of a U.S. Passport. The citizen, another fictional character named Mrs. Lola Longmire, knows what she wants and she intends to have it her way: Lola Longmire expects Tom to make a copy of her ID and stamp the copy with...
