Split Signings

3 Steps to Handling “Split Signing” Appointments

A "split signing"  is a type of notary signing appointment.  Being signed are real estate  or loan documents--the reason is it referred to as a split signing is because all of the signers can't attend at the same time. Therefore, a transaction that would normally require one appointment will require at least two appointments. Today, our example signers will be siblings--Jack Smith and Jill Jones.  Jack are Jill are co-owners who are selling property that was left to them in equal shares by a deceased relative. Here are three complicating factors --  Jill lives Dallas, Texas. Jack lives in Madison, Wisconsin. The property is in Houston. Unfortunately, when the documents were drawn up, the attorneys who drafted the documents for sellers Jack and...


Why Every Notary Needs Training

Why EVERY Notary Needs Training

This week’s tips are for notaries who may be at risk of  losing relationships with hiring parties because of errors in their notarial acts, losing their commissions--or worse--may inadvertently perform a criminal act. Because life gets busy and is full of more pressing and interesting matters, notary laws are not top priority to many notaries--I understand that!  Unfortunately, the result is that too many notaries haven't developed proper skills.  They don't know what they can do and what they can't.There are pitfalls to avoid, but untrained notaries don't see them.  They are  performing notarial acts as if blindfolded, unaware of the risks and pitfalls that await them and the public for whom they notarize.  Pressures to Perform Unlawful Acts Just this week,...


Notary Profiles and Marketing Kits

How to Create a Notary Profile and Marketing Kit

Last week, a new notary asked me how to develop a solid profile for websites like Notary Rotary.  I wasn’t able to answer her personally that day and decided to dedicate this week’s newsletter to two important pieces of a notary’s marketing strategy:  Notary Marketing Kit Professional Notary Profile A marketing kit will streamline your efforts; plus, having a notary profile makes it possible to set up accounts on marketing websites quickly. Initially, I came up with my list of must-have requirements for a notary’s marketing kit, then went a step further and asked a couple of friends who hire notaries for loan signings for their input. Like many hiring parties, they depend heavily on profiles to select notaries. Please keep in mind as...


Story of a Mortgage Loan

The Story of a Mortgage Loan

Notaries who have not been through the personal agony of applying for a mortgage loan have missed learning opportunities.  Every mortgage loan has a story!  Being that involved in the process personally helps notaries understand what their borrowers have recently endured.   Without that experience, a new loan signing agent may not understand some of the impatience that borrowers have.  Applying for a loan isn't for the faint at heart.  It can be grueling and frustrating.  With that in mind, I’d like to do an overview of how a mortgage loan begins and evolves into a neat stack of loan documents on a borrower's cluttered kitchen table. Definition of a mortgage A mortgage is a legal agreement by which a lender lends...


loan signing agent

How To Become A Loan Signing Agent

How To Become A Loan Signing Agent What is a Loan Signing Agent? Signing agents are notaries public, who usually have experience and/or training concerning the proper execution of loan documents and are hired as independent contractor by mortgage companies, escrow companies, title companies, and signing services to identify loan documents, obtain the necessary signatures, and in some cases deliver the documents to the borrower. What Kind of Training Does a Loan Signing Agent Require?   Loan Signing Agent course    What Are the Benefits of Becoming A Loan Signing Agent? Signing agents are notaries public, who usually have experience and/or training concerning the proper execution of loan documents and are hired by mortgage companies, escrow companies, title companies, and signing services to identify loan documents, obtain...


notary business

How To Start A Notary Business

5 Easy Steps To Starting A Notary Business Are you ready to start earning real money as a notary? It is possible!  Many people have found freedom in being able to work for themselves as a mobile notary public.  There are certain steps you do need to take  so that you will have a successful notary business. 1. Become A Notary Each state has its own requirements to become a notary. You can select your state on this page to discover yours. However, there are several steps that remain universal: Receive proper training:  It is so very important to educate yourself on how to execute the role of notary public properly. Training will allow you to excel in your role and establish yourself as...