This topic contains 7 replies, has 5 voices, and was last updated by  q in sac 7 years, 3 months ago.

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  • #13948

    q in sac
    Participant

    Hi, all. I’m new to forum. I’m in the process to becoming a Loan Signer Agent here in Cali. Before I registered here, I reviewed the postings and good info on this site. This info will help me to be a successful Loan Signer Agent.

    Getting your opinion on the settlement with the banks, will this spark an up-rise in mortgage refis? More biz for Loan Signer Agents?

    Q in Sac

    #14210

    jmalone
    Moderator

    Welcome “q in sac”. Pickings have been very slim for experienced, long time Signing Agents. We are all hoping we see an increase in business. Only time will tell. Some lenders see an increase, others don’t.

    #14211

    Mibel2012
    Participant

    hello, i’m also new to the forum. i have read every single comment and i think is really helpful to have this forum. am trying to become a public Notary in massachusetts. Can i have any advice

    #14212

    jmalone
    Moderator

    Hi Mibel,

    Good luck in pursuing getting your Notary Commission in Massachusetts. However; you will not be able to do loan signings there. It is an attorney only State. My brother lives in South Yarmouth.

    Any newbies should read all notary board forums; however, only go by your State laws and learn them backwards and forward. Do not take advice or opinions off these Notary Boards. Some opinions and advice may only be related to their State.

    Some other boards (which I know Andy Johnson doesn’t mind us mentioning), because he wants to help all notaries are:

    https://www.notaryrotary.com
    https://www.123notary.com

    I really like this site owned by Andy Johnson, because people do not put you down. There are forums out there that are really nasty and cruel, especially to newbies.

    #14213

    LindaHFL
    Participant

    I like this site too – it’s not getting the traffic it deserves, but it’s also not getting the traffic it doesn’t need, which I’m sure Joan will agree with and Andy is thrilled with…:)

    Yes, best advice is know your state laws cold. And be sure that your state allows you to do loan closings BEFORE you venture out there eyes wide shut. FYI, right now the attorney-only or attorney-restricted states are DE, GA, MA, SC, W. VA. (MA has NREIS to thank for this and their being sued by MA REBA) There’s also some states with restrictions on exactly what type of transactions the notary can conduct, for example, in one state (NY I believe), the notary can conduct refi’s and such but cannot conduct a purchase transaction. Now, enforcement is questionable. We’ve seen from forum postings where notaries in these states are doing them – GA is lax and doesn’t really track it, but it’s my understanding that in MA, REBA is very pro-active about this and big brother is watching.

    It’s up to you to make sure you’re within the law – all laws, both notarial or otherwise.

    Good luck to all new people..:)

    #14214

    Aww, you ladies are too sweet! Made my day!

    #14215

    jmalone
    Moderator

    I would also suggest to Newbies or Neophytes, that you ask your questions here rather than some of the other sites. The other notary boards are not real friendly to Newbies, unless you’ve done your own research and due diligence. This board is very friendly and doesn’t mind answering questions for new Notaries. 🙂

    #14216

    q in sac
    Participant

    jmalone, thanks for info. I don’t “troll” other web sites mining info. A good friend recommended this site and I’m supporting this wed site because of the info provided.

    Q in Sac

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