Repeat Notary Business
6Jun-19

Top 10 Ways to Win Repeat Notary Business

Today, we are going to discuss ten habits of notaries who perform like experts and gain repeat business.  Notaries at any level of experience can do these things to project professionalism and become more desirable to hiring parties!     1.  The busiest notaries answer all calls (except for known annoyance callers or undesirable hiring parties).  Currently, a huge problem that keeps notaries from working is not answering their phones.  Many notaries won't answer a call if they don't recognize the number or if the number is blocked.  It just takes a few seconds to determine if it is work or a spam call. Pick it up and see. Not answering the phone sends a negative signal to hiring parties.     2. Once an assignment is...

Foreign Document Notarization
30May-19

Notary Errors on Documents Destined for Foreign Countries

Last week, our article Use Caution when Notarizing for Elections and Political Candidates described how notarial errors on election and candidate forms can cause a notary to become an ugly headline in the media. There is one more situation that brings notary errors under a microscope.  Today’s topic is about errors that appear on notarized documents that will be used outside of the U.S. and requires an apostille or certificate of authentication. Example of Document Requiring an Apostille Suppose a citizen of China intends to marry a U.S. citizen and the wedding will take place in China. Before this can go forward, according to information on the website of the Consulate General of China  in San Francisco, the U.S. citizen must appear...

Posted By Category: E & O, Insurance, Notarization, Notary StampTags: Comments: 2
23May-19

Use Caution when Notarizing for Elections and Political Candidates

Normally, I like to share notary tips and fun strategies for you to use in your business. But, on occasion, I feel obligated to share a warning, especially for those who are just getting started.   If you are new and haven't taken a training course, please do that before you begin seeking work--especially before handling election forms.  If you think that's unnecessary and old fashioned, please continue reading! Candidate and election forms are treacherous. New notaries without training should consider referring requests to perform notarial acts for political candidates and relating to election affidavits to more experienced notaries.  Please don't do it before taking a basic notary course and purchasing errors and omissions (E&O) insurance.  Notarial errors related to elections will...

Story of a Mortgage Loan
15May-19

The Story of a Mortgage Loan

Notaries who have not been through the personal agony of applying for a mortgage loan have missed learning opportunities.  Every mortgage loan has a story!  Being that involved in the process personally helps notaries understand what their borrowers have recently endured.   Without that experience, a new loan signing agent may not understand some of the impatience that borrowers have.  Applying for a loan isn't for the faint at heart.  It can be grueling and frustrating.  With that in mind, I’d like to do an overview of how a mortgage loan begins and evolves into a neat stack of loan documents on a borrower's cluttered kitchen table. Definition of a mortgage A mortgage is a legal agreement by which a lender lends...

Top 10 Things a New Notary Must Know
9May-19

Top 10 Things that a New Notary Must Know

Are you a new notary public?  Do you feel as if you are -- Swimming around in murky notary laws that are too complicated? Trying to learn rules stuffed with terms that you do not understand? Attempting to make sense of confusing notary group discussions?  Unable to get a straight answer on anything? Drowning from information overload? If so, take this to heart:  You can't learn it all at once.  You really can't!  Don't make yourself feel bad because you don't know it all. Let's slow down and take your move into the notary world one small step at a time.  Today, I want to go over the barest requirements and most basic skills you need to learn before you slap the Mobile Notary sign on your car and drive...

2May-19

The Mysterious Contents of a Traveling Notary’s Bag

The bag or briefcase carried to appointments by a brand new traveling notary is usually a lightweight and slim model.  It contains very little--a few pens, a notarial stamp, notary journal, and a pocket for carrying documents.  However, once notaries begin traveling and having experiences with signers, they learn to be ready to accommodate a multitude of situations.  Soon, the traveling notary bag is bulging at the seems, a zipper breaks, or the thing won't shut at all!  It must be upgraded to a larger size. As the miles click by and notary journals fill up with signatures from appointments, a notary's bag selection leans to something bigger and more capable of organizing gear. Some notaries eventually graduate to an...

Hospital Notary Business
24Apr-19

Hospital Marketing Strategies for Mobile Notaries

On April 17, I found myself driving from home to a community hospital 150 miles away.  I had to be there to help my 86-year-old mother stay near the bedside of the love of her life, a gentle and kind man named Warren who, at age 84, suffered a massive heart attack.  For a couple of days, I fretted about Warren's health, the impact it was having on my mother, and about not being at home and able to work or write this article, and I had not decided on a topic before I left my house.  However, on the third day, while prowling around the hospital campus, I could not stop thinking about ways to market notary services...

Remote Online Notarization
18Apr-19

Should You Become a Remote Online Notary?

Today's article should not be considered an endorsement of remote online notarization (RON) or an opposing viewpoint.  It is a simple summary of what I have observed since gaining my “boots on the ground” perspective.  I will describe how I got set up and some of the issues that must be overcome. Although, I am in Texas, other states’ notaries will undoubtedly have the same challenges that I had here.  In fact, some states are using Texas online notary laws as a model and tweaking them to fit their needs.  Others states have patterned theirs after the Revised Uniform Law on Notary Acts. Nuts and Bolts of Typical RON Legislation Below are the high points of remote notarization laws in layman terms,...

Tax Day
9Apr-19

Four Last Minute Tax Tips for Notary Business Owners

Greetings!  There are only a few days left until April 15, 2019.   Social media and forums are buzzing this week as frantic new notary business owners sort out their first tax seasons.  Just like in previous years, legends and myths flourish about how to treat notary income on tax returns.  The most dangerous statements go something like this: “Notary income isn’t taxable.” Hold on, friends!  That’s not exactly true, and that's why we are talking about this today.  The focus of today’s article is notary public income.  This article is not meant to provide tax advice, but to help you identify resources to help move your tax return forward. If you have waited until the last minute to collect your tax information, you may have noticed...

Posted By Category: Featured, Notary BusinessTags: Comments: 0
Master Complicated Notarial Certificates
2Apr-19

5-Step Plan to Master Complicated Certificates

Today's newsletter is about how to master complicated notarial certificates.  Why should you care about this? Most notaries want this knowledge because complicated notarial certificates are the types attached to commercial loan documents and commercial real estate transactional documents. Real Situation Last week, a notary  reached out for assistance with completing the blanks of a certificate of acknowledgment--the words and blanks looked completely unfamiliar to her.   She shared with us a great example of what I consider to be a "complicated" notarial certificate, and it's been included below.   There are so many blanks in the certificate that even a seasoned notary would be puzzled!  In fact,  it's likely that few lawyers could unravel the notarial certificate in the example below without...

27Mar-19

Avoiding Discriminatory Practices as a Notary Public

Hello, notary colleagues!  Do you wonder if by saying "No" to a notary request or an assignment scheduler,  you are discriminating toward a client? That's what we'll talk about today.  (Please bear in mind that neither I, nor Notary.net gives legal advice; this is for general discussion purposes only.)  What is discrimination? In the context of being a notary public, the general principle is that no person shall be excluded from receiving notarial services because a notary is biased against a person who belongs to a protected class. To exclude someone from receiving notarial services because you don't like something about that person is probably discrimination if it relates to one of the protected classes listed in the next section.  (On the...

Success
19Mar-19

New to the Notary Business? A Simple Plan to Start You Off

Did you become a notary so that you could use your notary commission to develop a business? Are you having trouble sorting out all that you need to learn? If you are feeling overwhelmed and need to know where to start, this article is definitely for you! I know this is much longer than our usual articles, but I want to reach out to new notaries who are looking for a pathway to starting a notary business. I read your comments in the virtual notary hangouts and realize that one problem you are having is that you heard about this great opportunity, but have no clue where to start. I have observed:  New notaries are spending far more than I...

Posted By Category: Featured, Notary Business, TrainingComments: 1